About Cynthia J. Guldy


  • Graduate of State University of New York with a Bachelor of Science- Art Education
  • Agent with New York Life since 1980
  • Qualifying Member of Million Dollar Round Table, 2004, 2006-2010 and 2012*
  • Chartered Life Underwriter designation in 2003
  • Member of NAIFA Northern Colorado for 32 years. Past President and Treasurer (board member for 13 years)
  • Member of Northern Colorado Association of Health Underwritiers since 1999.  Past President, 2003-2004, Colorado State Association of Health Underwriters legislative committee member for 5 years.
  • Member of Northern Colorado Estate Planning Council
  • Recipient of 2011 NAIFA Mike Engelstad Memorial Award for outstanding professional and personal leadership accomplishments  


  • Graduate of Leadership Loveland
  • Past Director, Northern Colorado Community Foundation- Loveland Advisory Board, 6 years
  • Colorado Governors Art Show,  Show Director, 3 years
  • Board Member, McKee Medical Center Foundation
  • Board Member, House of Neighborly Service
  • Advisory Board, Good Samaritan Retirement Village
  • Member of Loveland Rotary Club since 1996. Rotarian of the Year in 2000. President  2010-2011


  • Married to Gordon Hiney for 32 years, 3 children and 2 grandchildren

Favorite Activities

  • Gourmet cooking for family and friends
  • Skiing with children and grandchildren
  • Fundraising for favorite charities
  • Travel
  • Golf


*MDRT is recognized throughout the industry as the standard of excellence in life insurance sales performance.



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