About Cynthia J. Guldy

Financial Services Professional

Cindy Guldy has been an agent with New York Life for 43 years specializing in insurance and financial services for individuals and small businesses. Cindy’s primary focus in her business is educating her clients to help them secure their long-term financial goals.

Career Achievements

•       Lifetime Member of Million Dollar Round Table.

•       Member of National Association of Insurance and Financial Advisors for 43 years; Past President, Treasurer, and Board Member of Northern Colorado Association.

•       Member of the National Association of Health Underwriters for 24 years. Northern Colorado Association of Health Underwriters; Past President, Legislative Committee, and Board Member.

•       Legislative Committee member of the Colorado State Association of Health Underwriters from 2004-2009.

•       Past Member of Northern Colorado Estate Planning Council.

•       Recipient of 2011 NAIFA Mike Engelstad Memorial Award for outstanding professional and personal leadership accomplishments.

Community Leadership & Service

•       Graduate of Leadership Loveland 1993; Co-Chair 1994.

•       Past member of Loveland Advisory Board for Northern Colorado Community Foundation for 6 years.

•       Past Show Director of Colorado Governor’s Art Show for 3 years.

•       Past Board Member of House of Neighborly Service for 7 years.

•       Founding and Current Member Loveland Generations for 23 years.

•       Emeritus and Past Board Member of McKee Medical Center Foundation for 21 years.

•       Past Advisory Board Member for Good Samaritan Retirement Village for 15 years.

•       Past Member of Loveland Rotary Club for 26 years. Rotarian of the Year, Past President from 2010-2011, Foundation Trustee, and Rotary Youth Exchange Counselor.

•       Current Member of Rotary Club of Denver/Lake Norman.

•       Recipient of McKee Medical Center Foundation 2012 Philanthropy Award.

•       Northern Colorado Women of Distinction Honoree for Exceptional Volunteer 2015.


•       Married to the late Gordon Hiney for 39 years; 3 children and 3 grandchildren.

•       Enjoys travel, gourmet cooking for family and friends, fine arts, fundraising for favorite charities, skiing and golf.


•       State University of New York, Bachelor of Science in Art Education.

•       The American College, Chartered Life Underwriter.


Cynthia Guldy is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #1593580), AZ, CA (CA Insurance License #1843795), CO, FL, IL, KS, MD, MN, MO, NC, NV, SC, TN, TX, UT, WA, and WY. No insurance business may be conducted outside the states referenced.

Cynthia Guldy is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 4188 Palm Dr, Denver, NC, 28037, 970-674-3556. In this regard, this communication is strictly intended for individuals residing in the states of AR, CO, IL, KS, MN, NC, NM, TN, UT, WA, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.